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"I met Jim while in the midst of working to close a complex real estate deal in Rancho Santa Fe. Jim was a consummate professional from the time we met till the close of the deal and beyond. He provided guidance to navigate the deal, was successful in connecting me with a lender and made it a point to make the personal connection between me and the lender. Since the close of the deal, Jim has taken a genuine interest in the project. He continues to follow up with me and my team on the status of the project. Jim has gone out of his way to make introductions to subcontractors, personally check in on the job, and help in any way he can. To say it's been a pleasure to work with Jim would be an understatement. I have no reservations whatsoever about recommending him."

T. Van Damm, Rancho Santa Fe, CA


"Jim, I wanted to thank you for your tireless efforts on behalf of Radio Tower View, LLC. You have successfully and efficiently handled all of the companies' needs in connection with real estate development and construction financing. The financing arranged by you has been both timely and competitive. I am especially appreciative of all the post-financing follow up, including negotiation and consummation of modifications and extensions as needed. Because I value integrity most of all, I would highly recommend you to anyone seeking real estate financing, whether for land acquisition, development, construction or otherwise."

S. McKinley, Rancho Santa Fe, CA


"I started working with Jim two years ago as an investor. I make my decisions very carefully, since my hard-earned money took many years and extraordinary effort to accumulate. Jim has brought me seven deals to invest in and all have performed exceptionally well. All properties that I have loaned against are prized possessions of the owners and we have never had any issues of delinquencies or default. Working with Jim and his team has been very professional, which is very important to me. In a nutshell, working with Jim and his team has been very satisfying."

E. Larson, Encinitas, CA


"We would like to thank Jim for all his hard work with the refinance of our home. We really thought we had run out of options until he came along with his experience and knowledge. Jim had all the different resources available to help us and we are just so thankful!"

Mike and Gayle M.


"I was referred to Jim by a trusted financial advisor in the hope that he could provide a fast, short term loan using our La Jolla investment property as collateral. Jim did not disappoint; in fact, our loan of nearly $700,000 closed in less than two weeks, which allowed us to meet a very tight deadline. A special thanks to Jim's associate, Barbara, who was equally responsive! I would highly recommend Jim and his services."

G. O. La Jolla, CA


"I have been doing loans with Jim Lackey for several years now...and it is always a pleasure to work with Jim. He is thorough, ethical, prompt and meticulous in his preparation and completion of the loans he brings to me. I have been doing hard money loans for 32 years...using several different brokers...however, my "go to guy" is Jim Lackey."

R. Horn, Cardiff, CA


"I have rarely found anyone who can deliver as promised like Jim. Jim's ability to connect to the right sources and creativeness to find the right products for my needs has been outstanding! Thank you for the many wonderful years of service!"

G. Goertzen, Carlsbad, CA


"A group of investors and I purchased a property to renovate and sell for a short term project in North County San Diego. Jim provided funding exactly as he had communicated it would happen. Long story short, we bought the property in December 2013 and sold in April 2014, almost exactly 120 days! Jim is on the top of my list for private money lending."

M. Lisak, Encinitas, CA


Dear Jim, we are so appreciative of your help and support in securing our loan this past year. It has been a nice transition for our family. Our children are happy and we are enjoying the many great things that this beautiful area has to offer. You had had a big part in making it all happen! Thank you for always being so kind, supportive and helpful. Most Sincerely,"

J. Jones, Cardiff, CA


"Jim, what can I say but "Wow." You did everything you promised and in just two weeks you delivered on our refi, which just closed yesterday. You (and Barbara) were simply a pleasure to work with and I will recommend you to everyone I know. Thank you so much for your help and professionalism, Jim. We really appreciate what you were able to do for us."

R. Romano, Coronado, CA


"Dear Jim: I just wanted to say "THANK YOU" for your professional efforts on my loan. As you promised, the funds were wired into my account earlier today. You and Barbara Ciullo did a great job on every aspect of my loan, without prolonged delays, unnecessary paper work, or painful excuses. Thank you, again, and I will be sure to recommend you to my clients and my friends."

L. Scarpacci, Goleta, CA


"In building our new home, we intended to use all cash and to not encumber the new property. We bought the lot and were far along in the construction of the home and discovered that a technicality would prevent our increasing an existing line of credit on our present home, anticipating using those funds to complete the new-home project. An associate recommended Jim as an alternative source of funds. Jim went to work immediately after our first meeting and worked out a loan for us which closed in less than two weeks. We got exactly what we needed in a most friendly and efficient process, and would gladly recommend Jim's services for any such transaction".

Myron M, San Diego, CA


"Jim is a high integrity professional. I've referred him to several business associates and they all speak highly of their experience working with him."

M. Julien, Solana Beach, CA


"Jim is extremely knowledgeable, has integrity, & specializes in privately financed construction. Jim's funded projects, truly speak for themselves, they are nothing short of stunning upon completion. He is a veteran in the business & goes the extra mile for all of his clients & associates included. You couldn't be in better hands than with Jim during the whole financing process."

S. Fox, San Diego, CA


"A group of investors and I purchased a property to renovate and sell for a short term project in North County San Diego. Jim provided funding exactly as he had communicated it would happen. Long story short, we bought the property in December 2013 and sold in April 2014, almost exactly 120 days! Jim is on the top of my list for private money lending."

M. Lisak, Encinitas, CA


"Dear Jim, we are so appreciative of your help and support in securing our loan this past year. It has been a nice transition for our family. Our children are happy and we are enjoying the many great things that this beautiful area has to offer. You had had a big part in making it all happen! Thank you for always being so kind, supportive and helpful. Most Sincerely,"

J. Jones, Cardiff, CA


"Jim, what can I say but, 'Wow.' You did everything you promised and in just two weeks you delivered on our refi, which just closed yesterday. You (and Barbara) were simply a pleasure to work with and I will recommend you to everyone I know. Thank you so much for your help and professionalism, Jim. We really appreciate what you were able to do for us."

R. Romano, Coronado, CA


"Dear Jim: I just wanted to say THANK YOU for your professional efforts on my loan. As you promised, the funds were wired into my account earlier today. You and Barbara Ciullo did a great job on every aspect of my loan, without prolonged delays, unnecessary paper work, or painful excuses. Thank you, again, and I will be sure to recommend you to my clients and my friends."

L. Scarpacci, Goleta, CA


"In building our new home, we intended to use all cash and to not encumber the new property. We bought the lot and were far along in the construction of the home and discovered that a technicality would prevent our increasing an existing line of credit on our present home, anticipating using those funds to complete the new-home project. An associate recommended Jim as an alternative source of funds. Jim went to work immediately after our first meeting and worked out a loan for us which closed in less than two weeks. We got exactly what we needed in a most friendly and efficient process, and would gladly recommend Jim's services for any such transaction."

Myron M, San Diego, CA


"Aloha, Jim. This is a large THANK YOU for your help in getting a loan on the house in Pineapple Hill and the quick response in obtaining the signatures for the payoff to escrow. If you ever need a recommendation or testimonial let me know. Mahalo."

P. Warren, Maui, Hawaii


"Jim, we will be signing loan docs tomorrow; how long after that do we get the keys to our new home? My family can't thank you enough! After all the false starts we had with multiple banks and mortgage brokers, we thought for sure our dream of buying this home was dead. Now, my wife is actually in shock that this is really going to happen. I really can't put into words the joy my family is feeling right now thanks to your expertise and expert handling of this loan. The housewarming party will be a blast and we hope you can join us!"

R. Farajollahi, San Diego, CA


"PrideCo Secured Loan Fund is a $25mm asset-based lending fund located in Oakland, CA. We have business and real estate loans all across the United States. But without question, the best loans we have done, the best service we've received from a broker, and the best access to local deal flow has been with Jim Lackey. We employ three full-time underwriters and everyone would agree that loans that are originated by Jim are consistently high quality and ready-to-fund. It is a joke of ours that the best real estate loans we've made in the last 2 years, and this is because of Jim, have been in Southern California - considered one of the epicenters of the real estate meltdown. I would, without hesitation, recommend Jim Lackey to any investor."

B. Small, Oakland, CA


"I had been trying for months to secure financing for the construction of my new home, but without success. Jim was referred to me by a family friend, he got involved immediately and got things done, involving himself in every aspect of the process and coordinating a group of three private lending sources to get my loan funded and construction started. He was very responsive to phone calls and emails and because of his experience in the market place, confidently guided my wife and me through the many issues that always come up involving transactions such as ours. I would highly recommend Jim's services."

B. Jordan, Rancho Santa Fe, CA


"I have known Jim for nearly 20 years. I have invested with him and found the transactions to be straightforward and very profitable; in fact, our loan actually paid off earlier than expected so I received a higher ROI then was initially indicated. How often can one say that about investments they have made over the last few years?"

C. Fitch, Encinitas, CA


"I've known Jim personally for over 13 years and have worked with him on various business transactions over the past 4 years. Jim has presented all of the facts and risks, and has continually communicated with me in a very professional, timely manner. Jim's results have exceeded my expectations, and we've even remained good friends, which show that you can mix business with friendship. I would highly recommend Jim to anybody who is looking for a good investment or who is in need of a loan."

R. Wilson, San Diego, CA


"Thank you for helping us get financing on our most recent loan...and the two prior ones! You are well-connected and it always surprises us when we find out how many mutual business friends we have in common. You are thorough and get the job done. Since we are self-employed (even with perfect credit and a great income) we find it difficult, if not impossible, getting traditional financing. You always seem to find an investor who is a good fit for our needs. It is nice to know that your service exists...we look forward to working with you again in the future."

G. Jones, Olivenhain, CA


"I am a local business owner who over the past 30 years has had the opportunity to develop real estate to support my core business and to invest in many varieties of real estate related investments. I am a conservative investor. I have known Jim Lackey for six years and recently agreed to become a lender for a secured real estate development project Jim was engaged to fund for the borrower. Jim, as the loan originator, has been very impressive to work with. The due diligence process Jim supported with the various lenders involved in this project was impressive. In the end, the borrower, lenders and Jim had a very clear understanding of the terms of the loan, risks involved and level of security that was conservatively stated. While my first investment with Jim has not yet gone full cycle, the level of comfort and professionalism exhibited has been impressive. I look forward to a long and mutually-beneficial relationship with Jim and his company."

M. Fischer, Rancho Santa Fe, CA


"While I have completed just one transaction with Jim, it was very successful and performed as expected. I will strongly consider investing with Jim on other deals in the future."

T. Arnett, San Diego, CA


"I have known Jim and worked closely with him for about 8 years. Jim is what every Broker should be...honest, ethical, thorough in his evaluation of every project and responsive. At any time, even after a project is completed, Jim always calls back. My return on real estate investments that Jim originated have been well above today's average returns. I will continue to work with Jim whenever the opportunity presents itself. Maybe most important of all, Jim is the ONLY Broker I know that does everything within his power to minimize the investor's risk. As someone who has invested with numerous Broker projects, that is a VERY rare commodity."

J. Morehouse, San Diego, CA


"Having recently completed the funding of a construction project for one of Jim Lackey's clients, I am very impressed with Jim's knowledge and professionalism in handling the transaction. Jim knows his clients, the project and how to structure the transaction so that all the parties reach their objectives. I look forward to my next transaction with Jim's company."

J. Paeske, San Diego, CA


"In today's lending / financial market owing your own business is not viewed as favorably as it was a few years ago. To obtain a financial package for a home mortgage under this scenario requires someone who believes in you and what you have accomplished. Jim is that person! He worked his network to find the right individuals who could deliver. Jim stayed involved in the process the entire time and made sure those last minute surprises were adverted. I would certainly recommend anyone to use Jim's services."

Vincent M, San Diego, CA


"In the current economic environment, it is increasingly difficult to find double-digit return investments that have a high margin of safety. One of the advantages of working with Jim is that he underwrites all his private loans with a keen eye towards protecting investors' principal. Jim consistently delivers attractive deals and provides excellent customer service. I highly recommend him."

C. D'Agostino, Jr. San Diego, CA


"This is my first experience doing business with Jim -- rest assured it won't be my last! Jim was able to provide me with the funding I needed to complete renovations on a project which, despite my excellent credit, traditional lenders would not touch. Jim's help has made the completion of my dream home a reality!"

K. Dammeyer, San Diego, CA

 

 
Jim Lackey is a licensed real estate broker, CalBRE # 01457183, NMLS # 277266.